Creative Problem Solving

Posted by Clint Sellers on May 13, 2012 in General Posts | Comments Off Stuck on a problem and the solution seems out of reach?  Get inspired with this article about how technology breakthroughs are changing the way we think and innovative ways to solve problems in fields ranging from manufacturing to healthcare.  As Businessweek reports in “Is Origami the Future of Tech?”, the possibilities are nearly limitless when people pursue their passion and work...
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9 Reasons Why You Do Not Need a Will

Posted by Clint Sellers on Mar 3, 2012 in General Posts | Comments Off You are over 18.  You have not created a will or any estate plan documents.  Or, you have but they are outdated.  Why?   We have heard nearly all the reasons.  Here are a few of them, along with some thoughts for you to consider. I don’t have enough money or property to need a will. Really?  You don’t have $250 worth of property?  Because that is the minimum you and your family will...
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Winning Businesses Manage Cash-Flow

Posted by Clint Sellers on Jun 1, 2011 in General Posts | 488 comments Small businesses are particularly susceptible to cash-flow issues.  With credit harder to obtain and uncertain economic times, it is more important than ever to know how to deal with slow-paying customers.  Please consider Costco Connection’s Surviving the Cash-Flow Crunch: Tips for dealing with Slow-Paying Customers.  Excerpts are below (the full article can be found here). Many large...
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IRS Examines Virginia Families Who Make Land Gifts

Posted by Clint Sellers on May 28, 2011 in General Posts | 274 comments Under current law, an individual can gift up to $5,000,000 in a lifetime without paying a gift tax.  Any transfer greater than $13,000 to a single person, however, is supposed to be reported to the IRS using Form 709.  Many people including those in Harrisonburg and Rockingham County who make land transfers to family have ignored this reporting requirement.  But now, with Virginia’s...
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How to Insure a Vacant Home

Posted by Clint Sellers on May 16, 2011 in General Posts | 644 comments Most home insurance policies contain a clause that excludes coverage for properties that are vacant for more than 60 days.  In every housing market, people own property that they do not occupy and this situation frequently arises in estate administration cases, as well.  Learn how to protect yourself. Bankrate.com explains why if you need to leave your home vacant or unoccupied for an extended ...
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